Chicago Health • 10th September 2018

Family Separation and Long-term Trauma

Ripped apart. That’s one way to describe what’s happened to families seeking asylum at the U.S.-Mexico border.

Traumatized. That’s one way to describe the impact. And as it turns out, it’s clinically accurate as well.

Chicago Health • 10th September 2019

Prepping to Stop HIV: With new medications the epidemic could be

By day, he is a receptionist at the Chicago branch of a posh social club. He dreams of international travel and a life untethered, one where he can meet as many interesting people as possible. When his shift ends, Steward is out the door and into Chicago’s artistic scene.

Chicago Health • 15th March 2019

I’ll Hold Your Hand

A little more than six years ago, Sandy Downs sat down with her husband of 47 years, Perry, and gave it to him straight: She wanted him to be honest with her about her disease. Perry was surprised. “She never wanted to talk about her disease,” he says, but that evening she asked for the unvarnished truth. “She wanted to know what was going on. What was going to happen to her.”

Chicago Caregiving • 1st July 2020

Shining a Light on Elder Abuse

Recognizing and reporting cases of neglect and harm

When Danté and Regina moved their family to Grayslake, they were excited to be closer to Danté’s mother, Ella, in nearby Gurnee.

American Express • 5th August 2022

6 Ways Small-Business Owners Can Consider Mental Health Benefits

Increased mental health-care coverage is here to stay for companies of all sizes. According to the Society of Human Resources Management's (SHRM's) 2022 Employee Benefits Survey, which features responses from 3,129 HR professionals, the number of companies offering employee mental health-care benefits in 2022 is up to 91% from 85% in 2021 and 2020.

Chicago Health • 19th March 2020

Hidden Hormonal Disorder: Polycystic Ovary Syndrome

Back in 2013, Danni Allen, a native of Mundelein, shed 121 pounds and was crowned winner of NBC’s popular reality show, America’s Biggest Loser. Determined to keep the weight off, Allen maintained a lifestyle that included a healthy diet and plenty of exercise.

Chicago Health • 13th February 2017

Seniors in the Center: Changing the way older adults access healthcare

You know them as parents. Neighbors. The cashier at your local supermarket. Maybe even the usher at your favorite theater.

Chicago Health • 4th September 2018

Treating Depression with Telehealth

At the end of the 19th century, it wasn’t uncommon for those suffering from depression to spend a stint in a sanitarium. Never mind that it would have been framed that they’d “gone to visit relatives.” A century later, more than 16 million people in the United States live with a diagnosed major depressive disorder. That’s a lot of trips to “visit relatives.”

Chicago Health • 2nd March 2018

A Stealth Disease: Type 2 diabetes can wreak havoc before you know it

As an on-the-go mother of two juggling a regular job and a burgeoning career as an author, 38-year-old Dickson didn’t have time to be sick. Life was calling and, by her own admission, she sent her health to voicemail.

Chicago Health • 15th March 2019

Fertile Ground

Nestled in their Logan Square living room, Wil (pronouns: they/them/theirs), age 22, confides that they’ve always known they would raise children.

It was the day before Wil would visit their physician at a Chicagoland clinic specializing in the LGBTQIA+ community to discuss fertility. It’s a topic Wil thinks about a fair bit, as they recently started “T” (weekly testosterone injections) and plan to have surgery within the next

Chicago Health • 9th February 2016

Young and Transgender

You think of Caitlyn Jenner in a white corset on the cover of Vanity Fair or Laverne Cox’s struggles with one of her on-screen inmates in the Netflix hit series Orange Is the New Black.

The problem is that the vast majority of Americans do not personally know, or think they know, anyone who is transgender.

American Express • 11th June 2021

Perpetual Pride: Why Brands Are Making LGBTQ+ Support A Year-Round Affair

Annual Pride celebrations worldwide are cherished moments for a community whose fight for equity has never been afforded the luxury of rest. Queer folx (a gender-inclusive expression of “folks”) and their allies have historically embraced Pride as moments to share the joy of inclusion—not to mention to remind the greater population that the fight for equity continues beyond a single month’s parade.

Forbes Advisor • 26th March 2021

The LGBTQ+ Newlyweds’ Guide to Personal Finance: Hot Topics for Your New Union

As you start or continue your lives together, you’ll want a full accounting of a few things you now share—that is, beyond the gifts from your wedding registry. Your finances need to be a top priority as you venture into your shared lives.

More than two fifths of LGBTQ+ respondents in a 2018 survey from credit reporting agency Experian indicated that they find it troublesome to maintain adequate savings.

American Express • 22nd June 2020

How Small Businesses Are Virtually Supporting the LGBTQ+ Community

In previous years, June’s Pride celebrations culminated in large-scale community gatherings like parades and festivals across the country. But social distancing mandates to further prevent the spread of COVID-19 — even amid a tepid reopening — have reshaped how small businesses can support and bond with the LGBTQ+ community, with many turning to virtual celebrations.

Forbes Advisor • 27th October 2020

LGTBQ Investing: SRI/ESG Guide

Historically, the LGBTQ community has relied on its own peer-to-peer financial support structure to help its members to survive and thrive. Today, community members, allies and activists are seeking investment returns that support the broader LGBTQ community through socially responsible investing (SRI) and environmental, social and governance standards (ESG) investing.

Impactivate • 17th November 2021

Nasdaq Rule Requires a Diverse Board of Directors for Listed Companies

First proposed by Nasdaq in December 2020 and endorsed by the Securities and Exchange Commission (SEC) the following August, a new rule requires boards to disclose diversity in an unprecedented manner. This follows a similar action by Fortune 500, which introduced a diversity metric earlier this year.

Impactivate • 23rd December 2021

Workforce Strategy: How ESG Can Increase Younger Employee Retention

A key element of any company’s workforce strategy is attracting and retaining talent—especially younger talent that can grow with an organization. In a competitive marketplace, companies that invest in ESG performance stand to gain an advantage with millennials and Gen Z. Members of these generations not only tend to expect more from their employers and the world but are more likely to see themselves as ESG stakeholders.

This generational paradigm shift makes ESG performance a powerful tool for

Impactivate • 15th December 2021

Sustainable Farming: How Fertilizers Can Help Preserve Waterbodies

Protecting global waterbodies has only become more critical with time, heightening the need for sustainable farming practices. This is especially true in light of increasing global food demands, which further drive agriculture’s addiction-like dependence on commercial fertilizers. From those fields emerge streams of chemical runoff that drain into surrounding water bodies and affect the local communities that depend on them—some more than ever, thanks to increasing water scarcity.

Impactivate • 21st December 2021

The Pandemic's Impact on Global Goals: Revelations for ESG Investors

As the United Nations Sustainable Development Goals (SDGs) act as a beacon for ESG investors the world over, the 2021 Goalkeepers report from the Gates Foundation titled Innovation & Inequity offers notable revelations that spotlight the full depth of the pandemic’s impact on global goals and countless ESG concerns.

Here are three key takeaways from the report that can both provide insight into the ongoing effects of COVID-19 and highlight opportunities for ESG investors to maximize their impac

Fortune Recommends • 19th June 2023

What is a will? The estate planning document you need ASAP (even if you think you don’t)

A secret document kept in a drawer. The reason siblings go to war when they discover they’ve been “cut out” of one. Something that’s only for rich people.

No matter what you think a will is, two out of three American adults don’t have one. According to a 2023 survey by Caring.com, only 34% of U.S. adults have a will. While some people haven’t gotten around to making one, others don’t think they own enough to need one.

But here’s the truth: Wills are for everyone. And if you think about them wi

10th June 2023

When Will Gas Prices Go Down?

Gas prices are up lately, especially compared to the ultralow rates drivers enjoyed during the pandemic. While some relief is on the way, experts suggest it isn’t likely to arrive until next year.

For drivers, Covid-19 came with a small silver lining. With millions stuck at home, oil supplies swelled, and Americans scored a big break at the pump—with gas below $1 per gallon in some locales. Today, people are thankfully back at work and behind the wheel, but those dollar-gas days are history.

A

Fortune Recommends • 9th June 2023

Understanding trusts: An important estate planning tool for everyday Americans

When you think of a trust, you may have visions of contentious family gatherings in an attorney’s office after the death of a patriarch or matriarch. And sure, why not add sibling rivalries on par with the Roy family of Succession fame to keep things interesting?

But here’s the truth: Trusts aren’t just for the uber-wealthy, and using one in your estate plan can make sense no matter how much money you have.

And let’s be honest: No one wants to think about dying. But that’s where the magic of e

Forbes Advisor • 22nd November 2022

4 No-Cost Ways To Give On Giving Tuesday

With Giving Tuesday 2022 fast approaching, you may be feeling pressure on your plans to give to your favorite cause. Inflation and recession threats have left many Americans wondering how they could give to charitable causes if cash isn’t in the cards this year.

Forbes Advisor • 26th May 2022

5 Ways To Save Money And Keep Your Lifestyle Intact

**E. was featured on CBS News thanks to this story.

An increasing number of financial experts suggest a recession is on the horizon, which may spur you to batten down the financial hatches and start saving more. But most tips on “how to save money” tell you to cut everything fun out of your budget—which doesn’t sound like fun at all.

Buy Side from the WSJ • 29th March 2023

What Happens If You File Your Taxes Late—And How to Avoid Big Penalties

If you get motivated by deadlines, here’s one to bookmark: April 18, 2023. That’s Tax Day 2023, and the date by which you must either file your income tax return for the 2022 tax year or request a tax extension. It is also the deadline for paying any taxes owed, as an extension to file isn’t an extension to pay.

But each year, some taxpayers choose “none of the above” and either don’t file or file late without requesting an extension. The Internal Revenue Service frowns on both, but penalties a

Fortune Recommends • 7th April 2023

Ready to invest in mutual funds? Here’s the step-by-step guide you need

Since the first modern mutual fund was launched in the U.S. investment landscape in 1924, investors have increasingly turned to these types of assets to reap their benefits. Today, you can choose from thousands of mutual funds that span nearly every sector, asset class, and investment strategy available and build a diversified portfolio with a minimal initial investment.

But before you hit the “buy” button, aligning your unique investment needs with the vast array of mutual funds on the market

Fortune Recommends • 13th February 2023

Interest rate isn’t everything: How to compare money market vs. savings accounts

With numerous banks, credit unions, and fintechs raising the APYs on their deposit accounts, one thing’s certain: It’s finally a saver’s market.

Buy Side from the WSJ • 26th January 2023

How to File a Tax Extension

If you need extra time to file your federal tax return beyond the regular April deadline, you’re not alone. For the 2021 tax year, 19 million Americans asked Uncle Sam for a bit more time by filing a tax extension with the Internal Revenue Service.

Buy Side from the WSJ • 22nd January 2023

What Is FICA Tax and How Does it Work?

If you have a job, chances are that every time you get paid, you see FICA taxes deducted from your paycheck. Short for the Federal Insurance Contributions Act, this 15.3% tax (for most workers) is paid half by you, and half by your employer.

Buy Side from the WSJ • 9th January 2023

How High Will Jumbo CD Rates Go in 2023?

If you have a significant chunk of cash to stash, you’re in luck: Jumbo CDs—generally requiring a $100,000 minimum deposit—have better rates than investors have seen in years.

Forbes Advisor • 9th December 2022

How To Use An RMD To Rebalance Your Retirement Account

If you have a traditional individual retirement account (IRA) or a regular 401(k), you can’t leave your money untouched in your account forever. Once you turn 72, you need to begin taking the required minimum distributions (RMDs) every year.

Forbes Advisor • 1st December 2022

When Is The Best Time For Tax-Loss Harvesting?

Tax-loss harvesting is one of the only investing strategies where loss can spark joy. After all, what’s not to love about shrinking your tax bill when you sell losing investments?

Forbes Advisor • 3rd November 2022

Borrowing From Your 401(k): Pros and Cons

If you find yourself in a financial crunch, you might consider borrowing from your 401(k). Trouble is, while a 401(k) loan could be faster and cheaper than other types of credit, you could also be jeopardizing your retirement goals.

MagnifyMoney • 24th August 2022

How To Buy Stocks: The Ultimate Guide

Learning how to buy stocks is like learning to ride a bike: It’s a simple process once you get the basics down. But what basics do you need to know to help your portfolio avoid those “hit the pavement" moments (ouch!)?

American Express • 5th August 2022

6 Ways Small-Business Owners Can Consider Mental Health Benefits

Increased mental health-care coverage is here to stay for companies of all sizes. According to the Society of Human Resources Management's (SHRM's) 2022 Employee Benefits Survey, which features responses from 3,129 HR professionals, the number of companies offering employee mental health-care benefits in 2022 is up to 91% from 85% in 2021 and 2020.

MagnifyMoney • 18th July 2022

Roth IRA vs. Traditional IRA: A Guide To Help You Choose

You’re ready to kick your retirement savings into gear by opening an individual retirement account (IRA) to fund your future lifestyle. But there’s a catch: You don’t know which type of IRA you should open.

Forbes Advisor • 12th May 2022

An Unexpected Outcome Of The Covid-19 Pandemic: A Slew Of Universal Income Programs

The Covid-19 pandemic came into American lives like a wrecking ball, disrupting everything from income and employment to child care and education. But then, help arrived. Through multiple congressional acts, Americans received direct, no-strings-attached stimulus payments.

First Citizens Bank • 8th May 2022

A Mortgage Loan Officer Can Provide Confidence in Tight Markets

GHOSTWRITTEN. Buying in a competitive market with low housing inventory doesn't have to bring an outsized sense of anxiety. These markets just require you to become more strategic in your approach to finding a home.

Key.com • 8th May 2022

Tips for Renovating Your Home

Are you thinking about renovating your house into the forever home of your dreams? If you're ready to make the changes you've been eyeing for years, but don't know where to begin, don't sweat it. Billy Snelson, a life-long home remodeler, has five great tips for renovating your home that will give you the comforts you crave without crushing your wallet.

Key.com • 8th May 2022

What Does My Escrow Balance Pay? | KeyBank

As you begin the mortgage process, you'll hear words like "escrow" and "escrow balance" with an increasing frequency. To help you become the savviest homebuyer possible, let's break down the escrow process to help you understand what an escrow account is, and what the escrow balance pays for throughout the homebuying process as well as the life of your mortgage.

Forbes Advisor • 6th May 2022

Did You Pay for 'Free' TurboTax? You Might Be Getting Money Back

Millions of Americans will receive refunds from TurboTax because they were duped into paying for tax prep that was supposed to be free, according to a nationwide settlement announced by the New York attorney general’s office.

If you wanted to file your taxes for free in recent years and used what you thought was a no-cost version of TurboTax, you may be owed a chunk of the $141 million agreement. And, getting the money could be easy.

Why States Went After TurboTax

For years, TurboTax parent c

Forbes Advisor • 5th May 2022

Struggling With Prescription Costs? Try These 10 Resources

More than half of drugs covered by Medicare have experienced price increases faster than inflation, according to 2022 data from the Kaiser Family Foundation. And even if you don’t rely on Medicare for your prescriptions, there have been price increases on hundreds of prescription medications since the year kicked off. So, how do you get the best medication for you and your loved ones and save the most money?

There are a wide variety of ways to save on prescription drug costs, but they depend on

Forbes Advisor • 3rd May 2022

How To Buy Litecoin (LTC)

Whether you’re new to cryptocurrency or well-versed in digital currency, there might come a time when you want to add Litecoin (LTC) to your holdings. Litecoin is often called “the silver to Bitcoin’s gold,” although it’s a completely separate cryptocurrency.

Created by Charlie Lee in October 2011, Litecoin was one of the first cryptocurrencies to launch after Bitcoin. The crypto aims to be a global digital payment designed for everyday transactions with its faster speed and lower costs.

You c

Forbes Advisor • 2nd April 2021

What Is DeFi? Understanding Decentralized Finance

Decentralized finance, also known as DeFi, aims to democratize finance by replacing legacy, centralized institutions with peer-to-peer relationships.

Forbes Advisor • 21st December 2021

Bitcoin IRA: How To Invest For Retirement With Cryptocurrency

Investing in Bitcoin for retirement could offer you substantially higher returns and add diversity to your retirement portfolio -- but with substantial risk and volatility.

Forbes Advisor • 8th April 2022

Proof of Stake Explained

Proof of stake is a consensus mechanism used to verify new cryptocurrency transactions.

Forbes Advisor • 8th April 2022

Proof of Work Explained

Proof of work is a technique used by cryptocurrencies to verify the accuracy of new transactions that are added to a blockchain.

Forbes Advisor • 31st October 2022

How To Buy Cardano (ADA)

Designed to be an environmentally-conscious blockchain, ADA offers developers a low-energy yet highly agile platform and a host of decentralized finance (Defi) and gaming applications.

Forbes Advisor • 31st October 2022

How To Buy Decentraland

If you’re a fan of the virtual “doll house” game known as “The Sims,” you’ll love Decentraland—the first-ever virtual world owned by its users.

Forbes Advisor • 17th May 2022

How To Buy Tether (USDT)

Unlike Bitcoin or Ethereum, where day-to-day changes in price are expected, Tether is a stablecoin that aims to hold a near-constant value.

Forbes Advisor • 17th May 2022

How To Buy USD Coin (USDC)

USD Coin is a stablecoin built on the Ethereum (ETH) blockchain. Like other collateralized stablecoins, USD Coin’s value is pegged to the U.S. dollar.

Key.com • 8th May 2022

Tips for Renovating Your Home

Are you thinking about renovating your house into the forever home of your dreams? If you're ready to make the changes you've been eyeing for years, but don't know where to begin, don't sweat it. Billy Snelson, a life-long home remodeler, has five great tips for renovating your home that will give you the comforts you crave without crushing your wallet.

Key.com • 8th May 2022

What Does My Escrow Balance Pay? | KeyBank

As you begin the mortgage process, you'll hear words like "escrow" and "escrow balance" with an increasing frequency. To help you become the savviest homebuyer possible, let's break down the escrow process to help you understand what an escrow account is, and what the escrow balance pays for throughout the homebuying process as well as the life of your mortgage.

Forbes Advisor • 2nd June 2020

6 Types Of Mortgages: Which Is Best For You?

When you get a mortgage that’s not backed by a government agency, you’re likely getting a conventional mortgage.

Private lenders, such as banks and credit unions, fund conventional mortgages. These loans are flexible in purpose, and you can use the proceeds to purchase either your primary or secondary residence. The amount you’re able to borrow follows income and down payment guidelines set by Fannie Mae and Freddie Mac and loan limits set by the Federal Housing Finance Administration (FHFA).

Forbes Advisor • 12th March 2020

Buying Your First Home? 8 Ways To Be Prepared

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

As you begin to think about buying a home, it may be tempting to fire up those real estate search engines. What’s more exciting than finding the perfect listing on Realtor.com, Zillow or Trulia and imagining the day when you’ll call that house your home?

Before you get lost in the magic of the popular real estate listing sites, though, you’ll want to invest

First Citizens Bank • 8th May 2022

A Mortgage Loan Officer Can Provide Confidence in Tight Markets

GHOSTWRITTEN. Buying in a competitive market with low housing inventory doesn't have to bring an outsized sense of anxiety. These markets just require you to become more strategic in your approach to finding a home.